Expenses
Cutting expenses is one of the most import steps to starting to save money. While some are unavoidable (bills, food, etc.), many expenses can be cut out of a weekly budget. It's almost cliche by this point, but cutting out an expensive cup of coffe or fast food meal every day can really make a difference in how much money is left at the end of the week
If a large latte costs $4, not getting that cup of coffee every morning adds up to $80 a month. Not getting an expensive fast food meal every day for lunch can save up to $200 dollars a month.
It can be touch to give up such comforts (after all, lattes and fast food are delicous). Having a treat once in a while won't make a big impact on a budget. It's when buying these luxuries becomes part of the daily routine that the costs can add up.
All this may seem like common sense, but to really think about the numbers can help to finally stop the fast food habbit. Not eating fast food meals for lunch can almost be like winning $150 dollars in the lottery every month.